File Your ITR with Confidence, Not Confusion
From salaried professionals to NRIs and business owners — our personalCFO experts handle your entire Income Tax Return filing, maximise your legitimate deductions, and keep you 100% compliant. Smart money decisions, made simple.
Get filing in 3 simple steps
Whoever you are, we have a filing plan that fits
Your tax situation is unique. Pick your profile to see how personalCFO files smarter for you.
Salaried Professionals
IT, finance & corporate employees earning ₹10–40L. We make sure every Form 16 allowance, HRA, 80C and 80D deduction is claimed correctly — and your refund lands faster.
- Form 16 & multiple-employer reconciliation
- HRA, LTA & home-loan interest optimisation
- Chapter VI-A deductions (80C, 80D, 80CCD)
- Refund tracking until credited
HNI & Wealthy Individuals
₹50L+ income with multi-asset portfolios. We coordinate salary, capital gains, dividends, foreign assets and Schedule AL disclosures into one accurate, audit-ready return.
- Multi-source income consolidation
- Schedule AL & foreign asset reporting
- Advance tax planning to avoid interest
- Dedicated CFO point-of-contact
Business Owners & Professionals
Founders, SME promoters and self-employed professionals. We handle presumptive taxation (44AD/44ADA), P&L based filing, GST reconciliation and books support.
- ITR-3 / ITR-4 with P&L & balance sheet
- Presumptive scheme eligibility check
- Business expense & depreciation claims
- GST vs. income reconciliation
NRIs & Cross-border Earners
Indian citizens abroad with cross-border wealth. We determine residential status, apply DTAA benefits, and report Indian income & TDS accurately.
- Residential status determination
- DTAA relief & Form 67 filing
- Rental, capital gains & NRO/NRE income
- Lower/Nil TDS refund recovery
Capital Gains & Investors
Active in stocks, mutual funds, crypto or property? We compute short & long-term gains, apply grandfathering, set off losses and carry forward correctly.
- Equity, MF, F&O & crypto gains
- Property sale & 54/54F exemptions
- Loss set-off & carry-forward
- Broker P&L statement import
More than filing — it's financial peace of mind
No financial jargon. No complex tools. Just straightforward advice and a return you can trust.
Expert-Reviewed
Every return is prepared and double-checked by qualified tax professionals before e-filing.
Maximum Savings
We hunt down every legitimate deduction and exemption so you never pay a rupee more than required.
Bank-Grade Security
Your documents are encrypted end-to-end and never shared. Your privacy is non-negotiable.
Fast Turnaround
Most returns are prepared within 48 hours of receiving your documents — no last-minute panic.
Real Human Support
A dedicated point of contact who answers your questions in plain language, all year round.
Notice Protection
Got an IT notice? We help you understand and respond, so you're never left guessing.
From documents to e-filed in 4 steps
A guided, stress-free journey — we do the heavy lifting while you stay in control.
Share Documents
Securely upload Form 16, investment proofs, bank & capital-gains statements.
Expert Computation
We compute your income, optimise deductions and prepare the most tax-efficient return.
Review the Draft
You review a clear summary of tax payable / refund and approve with one click.
We E-File & Track
We e-file with the IT Department and track your refund until it hits your account.
Frequently asked questions
Everything you need to know before you file with personalCFO.
Which ITR form applies to me?+
It depends on your income sources — salary, business, capital gains, foreign income, etc. Do not worry about choosing: once you share your details, our experts pick the correct ITR form (ITR-1 to ITR-4 and beyond) for you.
What documents do I need to provide?+
Typically your Form 16, interest certificates, investment & insurance proofs (80C/80D), home-loan statements, and any capital-gains or business statements. We give you a personalised checklist so nothing is missed.
How long does the whole process take?+
Most straightforward returns are prepared within 48 hours of receiving complete documents. You then review and approve, and we e-file immediately after.
Is my financial data safe with you?+
Absolutely. Your data is protected with bank-grade encryption, accessed only by your assigned expert, and never shared with third parties.
Can you help if I receive an income-tax notice?+
Yes. Our team helps you understand the notice and prepare an appropriate response, so you are supported well beyond just filing.
Do you file for previous/missed years?+
Where permitted, we can help with belated and updated returns. Share your situation and we will advise on the best compliant path.
Ready to file your ITR the smart way?
Tell us a little about yourself and a personalCFO expert will reach out to get your return filed — accurately, on time, and optimised for maximum savings.
- ✓ Transparent, upfront pricing
- ✓ Dedicated expert, real human support